Senior Lead, Chime Enterprise Compliance

About the role

We are hiring a Senior Lead, Chime Enterprise Compliance to support Chime Enterprise and help ensure our growing portfolio of B2B and B2C products launches in a compliant, scalable, and member-focused way. As our Senior Lead, you'll serve as a trusted compliance advisor to Product, Engineering, Legal, Risk, and Operations teams, helping them navigate complex regulatory requirements while enabling innovation and growth. This role is uniquely positioned at the intersection of numerous consumer financial regulations and offers the opportunity to shape and mature a rapidly growing compliance advisory program with significant executive visibility.

The base salary offered for this role and level of experience will begin at $156,000.00 and up to $215,000.00. Full-time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

• Serve as the primary compliance advisor supporting Chime Enterprise's B2B and B2C products, features, and strategic initiatives.
• Partner closely with Product, Engineering, Legal, Risk, Operations, and external bank partners to identify compliance requirements early in the product development lifecycle.
• Review and approve product collateral, disclosures, user experiences, and marketing materials while developing scalable review frameworks and standards.
• Lead compliance readiness efforts for new product launches by proactively identifying regulatory risks and developing practical mitigation strategies.
• Drive cross-functional compliance initiatives, issue remediation efforts, and program enhancements across multiple business lines and regulatory domains.
• Develop, implement, and enhance compliance procedures, controls, governance processes, metrics, and reporting frameworks that support Chime Enterprise's growth.
• Serve as a trusted thought partner to senior leaders while helping mature the Chime Enterprise Compliance Advisory program and compliance operating model.

To thrive in this role, you have

• 9+ years of consumer compliance experience within fintech, banking, financial services, or related regulated environments.
• 7+ years of experience providing compliance advisory support throughout.
• Deep expertise across multiple consumer financial regulations including UDAAP, Regulation E, Regulation Z, ECOA/Regulation B, FCRA, Regulation DD, Bank Secrecy Act requirements, and applicable state regulations.
• Experience providing compliance advisory support throughout product design, development, launch, and marketing review processes.
• Demonstrated success influencing cross-functional stakeholders and driving compliance outcomes across complex organizations.
• Strong analytical, strategic thinking, and communication skills, with the ability to translate complex regulatory requirements into actionable business guidance.
• Experience developing and enhancing compliance programs, procedures, controls, governance frameworks, and reporting processes.
• CRCM, JD, or equivalent compliance certification or advanced expertise preferred.

#LI-BE1 #LI-Hybrid

A little about us

At Chime, we believe that everyone can achieve financial progress. We created Chime---a financial technology company, not a bank*---on the premise that core banking services should be helpful, easy, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals.

*Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

What we offer for our full-time, regular employees

• 🏢 Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices, plus team and company-wide events depending on location.
• 💻 In-office perks including backup child, elder, and/or pet care, plus a subsidized commuter benefit to support your regular commute.
• 💰 Competitive salary based on experience.
• ✨ 401k match plus great medical, dental, vision, life, and disability benefits.
• 🏝 Generous vacation policy and company-wide Chime Days, bonus company-wide paid days off.
• 🫂 1% of your time off to support local community organizations of your choice.
• 👟 Annual wellness stipend to use towards eligible wellness related expenses.
• 👶 Up to 24 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents.
• 👪 Access to Maven, a family planning tool, with $15k lifetime reimbursement for egg freezing, fertility treatments, adoption, and more.
• 💚 A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress.

Chime is proud to be an Equal Opportunity Employer. If you have a disability or special need that requires accommodation during any stage of the application process, please contact: [email protected].