Senior Portfolio Monitoring Analyst

This position is posted by Jobgether on behalf of a partner company. We are currently looking for a Senior Portfolio Monitoring Analyst in United States. This is an excellent opportunity for a finance and underwriting professional to play a key role in supporting a dynamic agricultural lending portfolio within a mission-driven financial environment. In this remote position, you will oversee portfolio monitoring activities, analyze financial performance trends, and support lending decisions across production agriculture, agribusiness, and capital markets accounts.

Accountabilities

• Monitor ongoing covenant compliance for existing and new accounts through the review, validation, reconciliation, and analysis of borrowing base certificates and financial covenants.
• Analyze financial statements to assess repayment capacity, liquidity, leverage, capitalization trends, and cash flow performance across diverse agricultural and commercial portfolios.
• Support underwriting teams with loan servicing actions, periodic financial reviews, and preparation of credit information for lending decisions and committee presentations.
• Maintain and manage a designated portfolio of production agriculture, agribusiness, and capital markets credits while evaluating loan applications and recommending approvals within delegated authority levels.
• Review credit agreements, loan documents, collateral information, appraisals, and inventory reports to ensure compliance and support ongoing portfolio monitoring activities.
• Communicate financial trends, covenant performance, and risk-related findings clearly and effectively to account officers, underwriters, and internal stakeholders.
• Identify the need for additional financial information or further investigation when analyzing client financial performance and reporting data.
• Contribute to collateral control processes, including inventory verification and accounts receivable maintenance activities.

Requirements

• Bachelor's degree in Accounting, Finance, Business, Agribusiness, or a related field, or at least 6 years of equivalent experience in a similar role.
• Strong understanding of accounting principles, financial statement analysis, banking procedures, and underwriting practices.
• Knowledge of agriculture and/or agribusiness industries is required.
• Excellent analytical and statistical skills with the ability to evaluate and interpret complex financial data and performance trends.
• Strong organizational skills and attention to detail, with the ability to manage multiple priorities in a fast-paced environment.
• Ability to work independently, make sound decisions, and communicate findings clearly both verbally and in writing.
• Proficiency with Microsoft Office Suite applications.
• Collaborative mindset with strong interpersonal and cross-functional communication abilities.
• Previous experience in customer-facing financial services or lending environments is considered an advantage.
• Willingness to travel occasionally for team meetings, training sessions, or business needs.

Benefits

• Competitive annual salary ranging from $71,138 to $123,959, adjusted based on location and experience.
• Performance-based bonus eligibility tied to individual and organizational results.
• Fully remote work flexibility with optional office access.
• Comprehensive medical, dental, and vision insurance coverage.
• Outstanding 401(k) program with automatic employer contributions and company match.
• Generous paid time off package including vacation, sick leave, paid holidays, and volunteer hours.
• Disability and life insurance coverage.
• Wellness programs supporting mental, physical, and financial health.
• Strong commitment to employee development, collaboration, and long-term career growth.
• Opportunity to work within a mission-driven organization supporting agriculture and rural communities nationwide.

How Jobgether Works

We use an AI-powered matching process to ensure your application is reviewed quickly, objectively, and fairly against the role's core requirements. Our system identifies the top-fitting candidates, and this shortlist is then shared directly with the hiring company. The final decision and next steps (interviews, assessments) are managed by their internal team.

Data Privacy Notice

By submitting your application, you acknowledge that Jobgether will process your personal data to evaluate your candidacy and share relevant information with the hiring employer. This processing is based on legitimate interest and pre-contractual measures under applicable data protection laws. You may exercise your rights at any time. We may use artificial intelligence (AI) tools to support parts of the hiring process. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans.