Indirect Auto Credit Analyst

About the Opportunity

We are seeking an experienced Indirect Auto Credit Analyst to join a high-performing and collaborative team supporting one of the nation's leading credit union lending platforms. This role is ideal for candidates with strong auto underwriting experience who thrive in a fast-paced, high-volume environment and enjoy making impactful credit decisions.

You will play a key role evaluating loan applications, assessing risk, and working directly with dealers and credit unions to facilitate loan approvals.

Key Responsibilities

• Review and underwrite indirect auto loan applications from dealers and credit unions
• Analyze borrower profiles including credit bureau reports, LTV, DTI, PTI, and income calculations
• Make credit decisions (approve, deny, or counteroffer) within established guidelines
• Document underwriting decisions clearly in loan origination systems
• Communicate with dealers and credit union partners to obtain missing information and negotiate loan terms
• Monitor pipelines and prioritize workload from oldest to newest files
• Provide second-level reviews (second looks) when applicable
• Support funding processes by ensuring complete and accurate loan packages
• Track and document all inbound/outbound communication and underwriting activity
• Contribute to team goals including turnaround times, loan volume, and funding ratios

Required Qualifications

• 3+ years of Indirect Auto Underwriting or Credit Analysis experience
• Hands-on experience with at least one:
  • MeridianLink
  • Keystone Correlation
  • Lending 360 / L360
  • CUDL
  • ArcOS / Ideal
• Strong understanding of credit metrics (LTV, DTI, PTI) and risk evaluation
• Ability to manage a high-volume pipeline independently
• Strong analytical skills and attention to detail
• Excellent communication and relationship-building skills
• Adaptability and openness to feedback
• Must be available to work a flexible schedule

Preferred Qualifications

• Experience working with credit unions
• Background in credit or risk analysis
• Exposure to AI tools or automation in underwriting

Schedule

• Full-time (5 days/week)
• Typical schedule: Tuesday -- Saturday
• Hours: 12:00 PM -- 9:00 PM MST

Work Environment

• Fully remote (equipment provided: laptop, dual monitors, headset, etc.)
• Must reside in one of the following states: CO, WY, IL, TX, AZ, FL, WA, GA, VA, HI
• Requires high-speed internet and a quiet workspace

Why Join Us?

• Clear career progression (Analyst I → II → III → Team Lead)
• Supportive, collaborative, and family-oriented culture
• Training program with ongoing mentorship
• Opportunity to work with an industry-leading indirect lending platform
• Mission-driven environment focused on the "people helping people" philosophy

Pay and Benefits

The pay range for this position is $27.00 - $32.00/hr.

Eligibility requirements apply to some benefits. If eligible, benefits may include:

• Medical, dental & vision
• Critical Illness, Accident, and Hospital
• 401(k) Retirement Plan
• Life Insurance
• Short and long-term disability
• Health Spending Account (HSA)
• Transportation benefits
• Employee Assistance Program
• Time Off/Leave (PTO, Vacation or Sick Leave)

Additional Information

This is a Contract to Hire position. TEKsystems is an equal opportunity employer. We may use AI to support parts of our hiring process. Application deadline: June 19, 2026.