Indirect Auto Loan Underwriter

Job Description

• Review individual queue to pull up listings from dealers and credit unions.
• Work on files from oldest to newest.
• Perform a complete review of the files, including: loan to value, debt to income, borrower history, income calculations, and breaking down credit bureau reports.
• Enter notes on the borrower.
• Follow up with the dealer on notes and credit unions.
• Most external communication is with credit unions to get additional information.
• Make the final decision whether to accept, deny, or request additional information on each file.
• Daily utilization of Temenos, Keystone Correlation, Meridian Link, ArcOs, Ideal, CUDL, and Microsoft Office.
• Develop relationships with credit union representatives to negotiate acceptable loan terms between credit unions and dealerships.
• Communicate effectively with dealers and credit union partners regularly to build rapport.
• Review loan applications and render decisions within underwriting criteria and approval limits.
• Gather and review all necessary underwriting information to determine the degree of risk involved with an application, including credit bureaus, DTI, LTV, PTI, dealer risk, and decision the application accordingly.
• Apply decisions in multiple loan origination systems and adequately document decisions to explain rationale.
• Evaluate second look requests based upon lending and exception guidelines (where applicable).
• Follow up on approved applications to maximize funding ratio.
• Follow up with members and dealers to collect missing items, stipulations, or other miscellaneous documentation.
• Accurately document and track results of outbound and inbound calls.
• Responsible for sending completed loan packages to appropriate credit unions for final funding.
• Increase overall capture % in select markets.
• Monitor dealer productivity and assist dealers to increase look to book ratios.
• Contribute to operational and departmental goals such as turnaround times and loan volume.
• Support the Operations Department such as processing and funding applications, compliance, call center, and special projects.

Qualifications

• Minimum of 3 years of Indirect Auto Underwriting experience.
• Expertise in one of the following systems: Meridian Link, Keystone Correlation, L360, CUDL, Ideal, and/or ArcOS.
• Adaptability - every day will be different.
• Ability to handle and implement feedback.
• Must be able to work Monday - Sunday between the hours of 12pm-9pm MST.
• MUST BE LOCATED IN: Colorado, Wyoming, Illinois, Texas, Arizona, Florida, Washington, Georgia, Virginia, OR Hawaii.

Job Type & Location

This is a Contract to Hire position based out of Englewood, CO. This is a fully remote position.

Pay and Benefits

The pay range for this position is $27.00 - $32.00/hr.

Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include:

• Medical, dental & vision
• Critical Illness, Accident, and Hospital
• 401(k) Retirement Plan (Pre-tax and Roth post-tax contributions available)
• Life Insurance (Voluntary Life & AD&D for the employee and dependents)
• Short and long-term disability
• Health Spending Account (HSA)
• Transportation benefits
• Employee Assistance Program
• Time Off/Leave (PTO, Vacation or Sick Leave)

Application Deadline

This position is anticipated to close on Jun 20, 2026.

About TEKsystems

We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real-world application, we work with progressive leaders to drive change. That's the power of true partnership. TEKsystems is an Allegis Group company.

The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

Use of Artificial Intelligence (AI)

We may use Artificial Intelligence (AI) to support parts of our hiring process, including sourcing, screening, and evaluating candidates. AI helps assess applications and qualifications, but final decisions are made by our hiring team. By applying, you acknowledge and agree that your application may be reviewed using AI tools.